One of the most common reasons people delay orthodontic treatment for themselves or their children is concern about cost. We understand this completely. Orthodontic treatment is a meaningful investment, and for families juggling mortgages, tuition, and everyday expenses, it can feel like a distant luxury. At Grant Orthodontics in Homewood, IL, we firmly believe that a beautiful, healthy smile should be accessible to every patient we serve, and we’ve built our entire financial approach around making that belief a reality.
What Does Orthodontic Treatment Cost in General?
The cost of orthodontic treatment varies based on several factors: the type of treatment (metal braces, ceramic braces, Invisalign), the complexity of your case, and the estimated duration of treatment. Generally speaking, treatment at Grant Orthodontics is competitively priced and designed to accommodate a wide range of budgets. Rather than quoting a single number which can be misleading without a clinical assessment. We encourage every patient to schedule a free consultation, during which our Treatment Coordinators will provide a transparent, personalized cost estimate.
What we can tell you is this: we have helped thousands of patients afford the orthodontic treatment they need through a combination of insurance benefits, flexible payment plans, and third-party financing. You are not alone, and cost should never be the reason you don’t pursue your best smile.
Does Dental Insurance Cover Braces or Invisalign?
Many dental insurance plans include an orthodontic benefit, which typically covers a portion of the cost of braces or Invisalign. Coverage amounts and terms vary widely by plan. Some plans offer a lifetime orthodontic maximum (commonly between $1,000 and $2,500), while others cover a percentage of treatment up to a certain age.
At Grant Orthodontics, our Treatment Coordinators will work directly with your insurance provider to verify your benefits and give you a clear estimate of what your plan covers before treatment begins. To help us verify your insurance, simply email or bring in a copy of your insurance card (front and back) along with the primary account holder’s date of birth. Our team will do the rest.
Not sure if your employer’s dental plan includes orthodontic coverage? We can help you find out. We work with a wide range of major PPO dental insurance providers and are happy to answer your questions.
What If I Don’t Have Dental Insurance?
You are in very good company. A significant portion of our patients at Grant Orthodontics don’t have dental insurance and they still get the treatment they need. Our team is experienced in helping uninsured patients navigate their options and find a financial path that works within their budget.
The most important thing to know is that the absence of insurance does not mean the absence of options. Between our flexible in-house payment plans and third-party financing through CareCredit, we can structure a financial arrangement that fits your monthly budget comfortably.
In-House Payment Plans
We offer customizable, interest-free in-house payment plans that allow you to spread the cost of treatment over time. Our Treatment Coordinators will sit down with you, discuss your financial situation openly and without judgment, and design a plan that works for your family. We’ve helped thousands of patients from college students to grandparents to make orthodontic treatment a manageable part of their financial lives. All you need to do is ask.
CareCredit: A Flexible Third-Party Financing Option
CareCredit is a healthcare financing credit card that can be used to cover the cost of orthodontic treatment (as well as many other medical and dental expenses). One of its most attractive features is the availability of interest-free financing over promotional periods meaning you can pay for your treatment over 6, 12, 18, or even 24 months without paying a cent in interest, provided the balance is paid in full by the end of the promotional period.
Grant Orthodontics is a CareCredit-approved provider. You can apply for CareCredit directly through our office, and in many cases, you can receive a decision within minutes. If you’re curious about whether you qualify, our team can walk you through the application process during your consultation.
Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs)
If your employer offers a Flexible Spending Account (FSA) or Health Savings Account (HSA), orthodontic treatment expenses are typically eligible for reimbursement through these accounts. Using pre-tax dollars to pay for braces or Invisalign can result in significant savings, depending on your tax bracket. We recommend consulting with your HR department or benefits administrator to understand your specific plan details.
The True Value of Orthodontic Treatment
When considering the cost of braces or Invisalign, it’s worth thinking about the long-term value, not just the short-term expense. Properly aligned teeth are easier to clean, reducing the risk of cavities and gum disease that can lead to expensive dental treatment down the road. A corrected bite can prevent jaw pain and tooth wear that might otherwise require costly restorative procedures. And the confidence that comes from a beautiful smile? That’s priceless.
Patients who invest in their smile at Grant Orthodontics consistently tell us it’s one of the best decisions they’ve ever made for their health, their self-esteem, and their quality of life.
Take the First Step: Schedule Your Free Consultation
There’s no cost and no obligation to come in and meet with our team. During your free consultation, we’ll evaluate your smile, discuss your goals, and present a clear picture of your treatment options and their associated costs. Our Treatment Coordinators will then work with you to identify the best financial path forward.
Don’t let cost stand between you and the smile you deserve. Call or visit Grant Orthodontics in Homewood, IL today.